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Make an Impact with Your IRA

Your IRA can be a tax-savvy way to support Population Connection now. A Qualified Charitable Distribution (QCD), also known as an “IRA Charitable Rollover,” allows you to make a tax-free gift to Population Connection from your IRA while potentially satisfying your Required Minimum Distribution (RMD).

How to Qualify

To benefit from a QCD, please ensure that you meet these requirements:

  • Age: You must be at least 70½ years old at the time of your gift.
  • Direct Transfer: The funds must go directly from your IRA to Population Connection.
  • Annual Limit: For 2026, your total QCD gifts cannot exceed $111,000.
  • Traditional or Inherited IRA: Your QCD gifts must be from a traditional or inherited IRA (inactive SIMPLE IRAs and inactive SEPs are also eligible).

What is a Required Minimum Distribution?

When you are age 73 or older, you must take a Required Minimum Distribution (RMD) from your IRA each year. You must include your RMD in your taxable income, which increases your income tax and may have other tax effects, such as increasing the cost of your Medicare insurance. The fraction of your IRA balance that you must withdraw increases each year.

Benefits of a Qualified Charitable Distribution

  • Tax Advantages without Itemizing: Even if you do not itemize your deductions, a QCD offers benefits similar to an itemized income tax charitable deduction.
  • Satisfy RMD Requirements: If you are 73 or older and required to take a Required Minimum Distribution (RMD) from your IRA, a QCD gift can satisfy your RMD without increasing your taxable income.
  • Direct Your Impact: You may designate your gift toward a specific program or area of interest within Population Connection.
  • Immediate Impact: Your gift will make an immediate difference to Population Connection.

How to Make a QCD to Population Connection

  1. Contact Your IRA Administrator: Request a Qualified Charitable Distribution directly to Population Connection. This ensures that your distribution is sent tax-free to us.
  2. Notify Population Connection: Let us know about your QCD so we can follow up with your administrator if needed and thank you for your generosity.

Consult with Your Advisors

We encourage you to speak with your financial and tax advisors before making a gift. The IRS offers tax incentives for charitable giving, enabling you to support a cause you value while potentially reducing your tax burden.

Thank you for considering a generous gift to help sustain Population Connection.

Environmental and socioeconomic benefits

Women who have reproductive autonomy generally choose to have smaller families. This slows population growth and creates opportunities for social, economic, and environmental improvements. Slower population growth reduces pressures on natural resources, habitats, and food systems. Within the context of climate change, slowing population growth is key to achieving greenhouse gas emissions targets, and the health, education, and economic benefits afforded through family planning help reduce climate vulnerability and increase resilience for communities around the world.

Low Section Of Women Taking Water From Tubewell In Village Area Of Haryana, India

Health benefits

When women and couples have access to the resources necessary to freely and intentionally choose the number, timing, and spacing of their births, a wide variety of health benefits ensue also, including reductions in maternal mortality and morbidity, infant and child mortality, and unintended pregnancies and unsafe abortions.

People walking down main road in Jinka town, Naciones, Ethiopia, Africa

The powerful, neglected solution

Read more about how empowering women and girls to take charge of their bodies and lives is key to achieving the Sustainable Development Goals in this blog post.

This one action could save the world—so why does no one talk about it?

How Your Gift Helps

Your planned gift to Population Connection helps us educate young people and advocate progressive action to stabilize world population at a level that can be sustained by Earth’s resources. Among many things, your support will help us:

 
develop K-12 and secondary education materials for teachers and professors so they can easily incorporate population studies into their classes;
 
 
advocate for reproductive health and lead grassroots outreach efforts to college students to motivate them to take action on behalf of marginalized communities and our beleaguered planet.
 
 
raise awareness of population issues and the need for empowering solutions through our extensive online and offline communications.